General Liability for Your Business
Whether you own a business or work as an independent contractor, you need general liability insurance to protect your source of income. If you accidentally injure someone or damage their property, you could be sued. Without the proper insurance coverage, you could lose your car, your home and your business. General liability business insurance offers bodily injury coverage and property damage coverage. Talk to an expert at A Plus All Florida Insurance Inc. today for affordable, comprehensive coverage for your business.
The Basics of General Liability
General liability business insurance can protect you from bodily injury, property damage, personal injury and other claims that can result from running a business. Contractors and small business owners need to protect their livelihood. An accident could result in a lawsuit in which you could lose your home, possessions and business. To avoid such losses, make sure your liability coverage matches your level of exposure to customers and the public.
The cost of general liability insurance is determined by many factors, including the type of business you own, your location, the risk to which your company is exposed and how many employees you have.
Who Needs Coverage?
If you own a business or are self-employed, you need general liability coverage from A Plus All Florida Insurance Inc. The level of coverage, of course, depends on your situation. Company A, which manufactures, services and delivers Fun Gizmos will need more coverage than Company B, which simply delivers them. Because of its size and what it does, Company A faces more risk. Joe the Contractor probably does not have buildings and fleet vehicles to insure, so he won’t need as much coverage as a larger business. Joe still needs general liability insurance to protect his assets, home and personal possessions.